For people nearing their 40s, it is the right time to consider an investment plan. It is important to have a retirement availing one. When investing, you need to make sure that the retirement plan fits in your budget while offering maximum benefits. You can also take the help of an online retirement calculator with pension indicators.
Done my MBA in Finance
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RE: Investment Advice & Retirement Planning Ideas
RE: Omnesys NEST Review: Algo Trading Platform in India
Algorithmic trading has revolutionized currency equities and bond markets globally, making them more efficient. In developed markets such as the US, it stands at approximately 70- 80% of the equity market turnover.
Algorithmic trading in India has also increased up to 49.8% of total turnover from 9.26% in 2010. In March this year, 44.8% of the cash market volume and 48.2% of the equity derivatives market was driven by algo trading, as per NSE data. On the BSE, 37.22% of trade in March 2018 was driven by algo trading.
RE: Long Term Investment options in India: Need to invest for high returns
Equity Linked Savings Schemes (ELSS) are a category of diversified equity mutual funds that qualify for tax exemption under Section 80C of the Income Tax Act. Top ELSS has generated a return between 12%-20% compounded, which is better than any other tax-saving investment product.
RE: What is SIP in mutual funds? What are benefits of SIP investment?
A SIP allows you to invest a pre-decided amount in a set of stocks or mutual funds/exchange-traded funds at regular intervals and beat market volatility by averaging out the costs. Prabhudas Lilladher offers you all the SIP instruments via its offices across the country.
You can set up a SIP via your trading account or via a bank account, and buy a fixed number of shares/units for a defined number of periods. The shares/units are bought at the prevailing market rate at the time of SIP each period and keep adding to your account. You can choose to invest at any frequency-daily, weekly, fortnightly or monthly in the stock or mutual fund of your choice.
Best funds to invest in for SIPs and often end up preferring the less volatile ones. While in fact, one should look at starting SIPs into more volatile ones. Or even in stocks for that matter. Therefore, one should go for SIPs in classy Midcap or Multicap funds depending on one’s horizon and risk appetite.
RE: Difference Between EPF & PPF - Where To Invest?
Public Provident Fund (PPF) scheme is a popular long term investment option that is being backed by the Government of India. It provides interest rates and returns that are fully exempted from tax. Whereas, Pension accounts or National Provident Fund (NPF) is a kind of investment where a fixed sum is paid on a regular basis. This invested sum becomes available after retirement. A pension plan can also be said as ‘Defined Benefit Plan’. the Employees Provident Fund (EPF) are feasible options for saving money. EPF enables one to save regularly, which can grow into a considerable amount by the time the user retires. Although both the saving options give tax benefits and are government-sponsored schemes, there are basic differences relating to the quantum of tax exemptions that can be utilized, degree of flexibility of determining the equity exposure and rate of return, among other things.
RE: What are Debt funds? Meaning, Features, Advantages & Disadvantages
There are currently 16 different categories of debt funds available. The regulator has segregated the schemes based on the modified duration of the underlying portfolio, while certain categories like Credit Risk Funds and Corporate Bond Funds are defined as per the credit quality of the underlying portfolio. Mutual funds are expected to generate the best risk-reward based on the scheme’s investment mandate and in ultimate good faith of the investor. However, in the quest to generate a higher alpha, some fund managers tend to take on a higher risk. Naive retail investors often bear the brunt of these investment decisions if the promoter companies are unable to pay up.
RE: ELSS vs Mutual Funds: Comparison, Differences, Review
Top ELSS Mutual funds for your investment can be:
Axis Long Term Equity Fund.
Reliance Tax Saver Fund.
Aditya Birla SL Tax Relief 96. These are my personal views and not a professional advice.
RE: What is full form of ELSS? Meaning
Equity Linked Savings Schemes (ELSS) are a category of diversified equity mutual funds that qualify for tax exemption under Section 80C of the Income Tax Act. Over the past three-years, top ELSSs have generated a return between 12%-20% compounded, which is better than any other tax-saving investment product.
RE: What is ULIP? Full form, ULIP Meaning, Features & Benefits
Unit Linked Insurance Plans, better known as ULIPs, are a product offering from insurance companies that provide a ‘Combo’ of investment and insurance. The underlying investment funds offered by ULIPs are similar to that of mutual funds.
ULIPs are a combination of investments and insurance. Every ULIP policy has a minimum premium amount and a premium payment term. The sum assured is a multiple of the premium amount.
You may choose to make a Single Payment or Regular Payment over the policy term. The policy term ranges from a minimum period of 5 years to as much as 20 years.
Every premium you pay, part of it is deducted towards the insurance cover, which is the mortality cost.
Apart from this, other charges in the form of Administration Charges and Premium Allocation Charges are deducted. The resultant premium is then invested in the funds selected. Therefore, ULIP has its of underlying funds that have a predefined investment strategy. You may invest in a single fund or divide your investment across multiple funds based on your risk profile.
RE: Which are Best Full Service Brokers in India? Top List 2019
If you search for brokers list in India, you will find PL India as well. You have missed this. In 1944, Mr. Prabhudas Lilladher Sheth registered a PL India stock broking company In India with a vision of rising up to become India's leading financial services provider. It has been a long journey since.
A journey of success, based on strong adherence to ethics, uncompromising dedication to quality and an attitude of excellence. Over the years, PL has evolved from a standalone brokerage firm to a one-stop shop to companies for all financial services.
With a team of dedicated experts and a nationwide distribution network of branches, franchisees and associates, PL provides a comprehensive gamut of financial advisory services in the Institutional and Retail domain.
Their range of services includes Equity & Derivative Broking, Investment Banking, Corporate Advisory, PMS, Online Trading, Loan against Shares, Mutual Funds, IPO's, Real Estate, Home Loan & Loan Against property.