Nice post. Just to emphasise, all these things rotate around discipline. Without discipline, you can create a very extensive budget, but still fail to follow it. You must personally decide on what your goal is and how to achieve it, then go for that.
Best posts made by Punkeirang
RE: How to get rich fast? 10 Personal Finance Tips
RE: Can you tell if your Financial Advisor is worth it?
I think it really depends on the whole situation, if you are just some small man with some small money why on earth do you need some financial advisor anyway ? What he can advise to you that you can't DIY ? Other case where you are busy person and do not have time to deal with all that research
RE: What are Short term Investment options & plans? For 1 to 2 years
I just don't get why everyone is so much against this fixed deposits even for this. Something like this could also be an option or government inner value papers, do we have something like that in India ? In other countries they gave like same income or a bit higher than fixed deposits.
RE: What are best investment options for salaried person in India?
National pension fund I assume is on by default anyway, correct ? Are gold or silver deposits covered by some guarantee or what ? And yes all that stocks and mutual funds... you can even trade on forex, crypto and binary options LOL. I am all for fixed deposits.