I'll check up with Standard Chartered as well as CitiBank cards. Thanks for your reviews Karan, Malini and Amit Kumar .

@sundar said in Taking Loan to Invest in Mutual Funds:

Could guys kindly advise where should I invest my remaining money of INR 15 lakhs (WHERE AND HOW). I’m considering mutual funds( as they provide decent returns and it doesn’t have a lockin period). Could you add an advice on how to vigilant in this present turbulent times too?

I don't suggest you to go for equity funds for two reasons.

1. It isn't suitable for short term. from last year it went as down as 0 to 15% (small to mid cap)
2. It's harder to recover the loss from lumpsum investment than SIP.

You are not in position to pay systematically. I suggest you to diversify lumpsum in debt funds if that helps. Please visit to financial expert, he is a doctor to the sick money but you should know how to avoid the wolves in sheep clothing.
Wish you best in your business.

@Tarun said in How to Invest in Direct Mutual Funds?:

Those who are recommending coin, is it true that they need me to open demat account first? and for that, we have to pay demat charges and its amc yearly as well
I like Paytm too but i don't like when money go to paytm first before reaching to amc directly.
MFU design is very okayish but internally, it's much better than all others.
Is there any app which has process like MFU and design like Paytm?
There was a Wealthtrust which was perfect, unfortunately it was later merged to Orowealth, I don't like this idea. Sigh!

What about Kuvera, you might be looking for this one.

Keep your credit utilization ratio up to 30 per cent or lesser. Doing this will give a positive impact on CIBIL score. My two cents.

Paytm Money is really impressive app. Their recommendations and portfolio along with its UI are good ones..
The best part is that you can still invest when you didn't register for Auto-Pay in SIP. I do hope they keep coming up for new innovations.

Any view on SBI credit card?