How to activate dormant/inoperative account in India?
Harleen last edited by Harleen
Savings/current bank account where no transactions take place (except interest or charges) for a period of 24 months are called Dormant or Inoperative accounts. Your bank shall inform you 3 months before your account turns dormant.
Its quite common for us to open up a no. of bank accounts with different banks simultaneously. Some of these accounts are used quite less or we just forget using one of them which results in turning the same into inactive account firstly and further into a dormant account.
What to do if your account becomes dormant due to prolonged in-operation? How to reactivate your dormant account? For reactivating a dormant account, you need to visit your bank's home branch with a written request.
You may be required to submit fresh KYC documents before getting your account active. After, that don't forget to make a fresh deposit or withdrawal to your account to let it remain active.