(Last Updated: October 6, 2019)
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SWP Investment: Systematic Withdrawal Plan



  • Hi,
    I have a lump sum to invest and I'm looking at SWP as an instrument for tax efficiencies and better returns.
    I plan to invest majorly in Debt MFs ( ~80%) and the remaining in equity since my risk appetite is low and am a retiree.

    I don't want to erode my capital, therefore I want schemes which are only Capital Appreciation withdrawal oriented. I would want the redemptions to happen on a monthly basis.

    Can you please suggest good debt oriented SWP schemes which can provide returns upward of 7% annually(based on previous performance)? Also to say, this is not my primary source of income, I'm flexible with the returns but hoping for good ROI.



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