What are Short term Investment options & plans? For 1 to 2 years



  • Hi, we have sold off property worth few lakhs and I would like to know: What are the best investment ideas?

    FD's are an option. But, we might be receiving lump sum. Still, thinking to accommodate some money in FD's. (for a span or 1 year first and then continuing depending on the situation then).

    So, looking for some other investment alternatives. We are located in Hyd.

    Any suggestions are appreciated.



  • Hi, these days FDs don't fetch much interest. So, investing large amount in FD won't give high returns. Also, putting all money at one place doesn't seem to be a good idea. So, it's great that you are thinking for different investment options.

    But, why are you looking for short term alternatives i.e. 1 to 2 years only? If you have excess money you can plan your long term investments as well. Anyways, you can invest some amount in gold, a favourite traditional investment option.



  • For short term investment, debt mutual fund direct plans can help you. Reliance, ICICI etc. offer same with interest varying around 7 - 8.5% . There is also benefit of to remove money from fund anytime.



  • Buy some gold, that seems to be the best option. You can sell that when the prices increase to gain some profit.


 

Disclaimer: Any views/recommendations expressed in the forum, of the individuals are their own only. Fintrakk doesn't endorse or recommend any financial product or views by the users of the forum. The information/comments on the forum should not be considered as a financial advise. Please do your own due diligence before investing. Fintrakk is not responsible for any financial loss to any of its visitor/user.