@Smart2Investor Yes, the 10% LTCG tax being levied on ELSS in 2018 got me a little concerned, too. But as the year went along, I realized that despite the capital gain tax, ELSS is still looked upon as a popular tax-saving scheme. There aren't many stock-linked investment schemes in India that offer such huge tax benefits to the investor. Also, investing in ELSS by means of a Systematic Investment Plan, as opposed to lump-sum investments, can provide the investor with fairly steady returns. Of course, no investment is without its own set of demerits. I think investing cautiously and taking the help of a reliable investment advisor is the way forward.