@Harleen That sounds really simple process for opening SBI PPF account. I am thinking to open a PPF account this year. Do I need to have an SBI savings bank account before opening the PPF account? I heard it is a pre-requisite. Is this true or can I open PPF account straightaway also? Anyways, I'll wish to do online fund transfers to my PPF account, so I think I must have a savings account with SBI.