I think EPF rate of interest has been slashed recently. It is 8.55% only for financial year 2017-18 which is lower than previous 5 years rates. It used to be: For FY 2016-17 - 8.65% For FY 2015-16 - 8.80% For FY 2014-15 - 8.75% For FY 2013-14 - 8.75% For FY 2012-13 - 8.50% Hope this clarifies!