@vikas_nair Hi, I think the scenario has bit changed after introduction of tax on Capital Gain on equity @10% recently. Now, capital gain from equity in excess of Rs.1 lakh are subject to tax. So, ELSS is no longer a tax free instrument. Although, the contribution to ELSS still counts for deduction under section 80C. But, I think this LTCG tax shall have big impact on investor's mind, they will get reduced returns. What do you think?