@Smart2Investor These 2 credit cards give cashback linked to their respective wallets i.e. Paytm wallet and Ola Money. For Ola Money I think we can choose bank account also to get cashback credits instead of Ola Money. So, if you already have an account with them, I think getting the credit card is much easier. Am I right in saying so? As far as features are concerned, I feel Ola SBI credit card is much better in terms of cashback and offers.